Most people need to contribute to the cost of their care. Like all councils, we charge for care services (such as home care, daycare etc.). Unlike services provided by the NHS which are free, adult social care is not. How much you pay depends on your financial situation, which is assessed when we carry out a financial assessment. Your assessment will determine whether you will receive services free, at a reduced cost or at the full cost.
Can I get help paying for my care?
Following a social care assessment we will tell you how much your care is going to cost and will carry out a financial assessment to work out how much you can afford to pay towards the cost of your care. You will need to provide us with information from bank statements , your national insurance number and details of your income and savings . The information you give will help us to work out how much you should pay. The assessments team will also help identify any other benefits that you may be entitled to.
What is included in the financial assessment?
The financial assessment will take into account any money you hold in bank accounts or ISA's, any shares you own, and any cash you have. Any land or property that you own but don’t live in, and any other investments you have, also count. The property that you live in will only be taken into account if you need to go into residential care.
Usually, if you have more than £23,250 (note – make this text bold) in savings or other investments, we’ll ask you to pay the full cost of your care and support services.
This means that you’re a 'self-funder' and you can choose to arrange your own services and support. To find out more information, visit our page on Paying for your own care or you can find local care and support services on our My Life Warrington website.
What counts towards the £23,250?
Any money you hold in bank accounts or ISAs, any shares you own, and any cash you have. Any land or property that you own but don’t live in, and any other investments you have, also count.
The property that you live in will only be taken into account if you need to go into residential care.
If you have less than £23,250 you may still have to pay towards the cost of your care and support, but you may not have to pay for all of it.
Reviews and changes to my financial assessment
If anything changes with your financial circumstances, such as income, benefits or your pension, please contact us to arrange for a new financial assessment as these changes may affect what you need to contribute to the cost of your care. Contact us on 01925 443322
For more information on paying for care, what information is considered in a financial assessment or if you are paying for your own care, please read the appropriate documents listed at the bottom of this page.
Find out how much you may have to pay
Our calculator can help you to find out how much you may need to pay towards your care based on your income, savings and expenses.